*Annual Percentage Yield (APY) effective 6/13/16 (assumes interest will remain on deposit), subject to change without notice. $2,500 minimum deposit and minimum balance is required to be maintained for the entire term. Opening deposit must be drawn from a financial institution other than Finance Factors. Fees may reduce earnings on the account. Penalty may be imposed for early withdrawal. Some restrictions apply. Available to State of Hawaii residents and businesses only. Rates may be different for business accounts. View our product list for complete details.

*Annual Percentage Yield (APY) effective 6/6/16 and assumes that minimum opening deposit and ongoing minimum balance requirements are met and that interest will remain on deposit. Opening deposit must be drawn from a financial institution other than Finance Factors. Fees may reduce earnings on the account. Rates subject to change at any time without notice. Available to State of Hawaii residents and businesses only. Rates may be different for business accounts. View our product list for complete details.

⁺Balances below the minimum $10,000 will earn 0.10% for each day the balance is below the minimum. Accounts closed within 90 days of opening will be assessed an early closing fee of $50. Rate shown guaranteed through December 31, 2016, and thereafter is subject to change at any time without notice.